My MILF neighbor

I'm Owen 24 single builder, live at home with my mother Joyce 54 and sister Geraldine 25, my father has long since disappeared. No news is good news, we all work and doing okay. I'm not that good at relationships, but have had some success. My mother and sister went away to see relatives and I had to work, so I stayed behind. Morgan 52 our neighbor is a doctor and great looking for her age, her husband Alan 59 also a doctor are our closest neighbors. But we don't mix as they say, but on a first name terms. The weekend was wet and windy and Alan was away playing golf interstate. Morgan car slid into a ditch and being close to home, she walked home. Seeing me she said her car was in the ditch and asked who was best to call. I said I'll have a look and see what was required, so drove her back to her car in my pickup. As far as I could see there was no damage, just the drive wheel off the ground. I hooked up my pickup and pulled her car back on the road and had her bring it my shed where I checked it over better. No damage and as I checked it over Morgan dried herself with a towel. I came out from under her car and she stood over me and I could see her panties. She knew I could see everything she had and also noticed I had gotten a hard-on. She straight out asked me to fuck her and I did as asked. Since then she regularly calls on my services, both personal and car wise. I like fucking Morgan and she has taught me a great deal. Alan either doesn't do her enough or at all and so she has me take up the slack. She is now my doctor also and make house calls when my mother and sister are away or out. Whether Alan is home or not, I also get to visit her at her home and usually get my balls drained. Best doctor ever, she really likes my services.