Desperate Granny

Long story short my father's mother now 63 likes to gamble, no problem when she kept her bets low. But she overheard two men talking at the golf club she and her grandad 66 are members of. They said a horse was a certainly to win at high odds. So, she decided to bet on the horse, and she only had $50 dollars. So, she burrowed $450 from her husband's fishing trip money. The horse broke down during the race at the last bend, it was leading at the time. Now stuck without money to replace what she had burrowed, with the fishing trip only weeks away she needed money quickly. I was 20 (2022) and going to college have an internet business which does okay, it pays my way thru college with a little left over. It won't make me rich, but I won't have a college debt on finishing college either. I usually keep $2000 cash spare for emergencies, my Gran knew this. So, she asked me for a loan of $450 I gave her the money no problem. She was to pay me back with 2 months, but things can change. Her repayment plan fell apart over grandfather's health concerns and hospital stay after his fishing trip. I wasn't concerned about the loan I knew I would get sooner or later. As my grandfather was slow recovering, my grandmother thought she needed to do something to make up for her not repaying the loan. Her chance came after I was caught masturbating by my mother. Who told only my grandmother, not my father as she wanted some advice. My gran told her it was just normal, and I would grow out of it. I'm not a nerd or a jock could be called a normal or a floater. My gran had an idea of how to pay me back. Because my parents were going to be away on my 21st birthday to be with my sister for the birth of their first grandchild. It was on a Tuesday a party was planned for the upcoming weekend. I'd classes and couldn't go; I only had a half day at college at day and so my gran came over to give a present she said. A gift from her and grandad and something special for me from her for loaning her the money. Grandad was home resting, and his sister was looking after him as she was visiting. I'd told my gran she didn't need to worry about the money. Anyway, she told me she knew about me being caught masturbating. I was a little shocked my mother had told anyone, but my gran said I should find a girl. I did date and hadn't yet got to fuck any of them. My gran told me I needed more confidence, and she would teach me and give me that confidence. I was unsure what she meant, but she told me after I asked how. I teach you to fuck and you can fuck me to get experience. To say I was shocked isn't close, but I was shocked. She started to undress and told me to undress also; I hesitated but followed her lead. After we were naked, she had us shower together and then to bed together. The first fuck was awkward, but as I relaxed and followed her instructions I got better. Three fucks in all and when she was leaving, she said she was still going to repay the loan when everything settled back down to normal. I just nodded quite content not to get repaid but had really enjoyed her special gift. With more confidence I got to fuck a girl I'd started dating and we really were getting on very well, then a mistake changed mine and her plans somewhat, she got pregnant. The baby is due in July and is a girl who will be named after my gran, which luckily is the same name my now wife's mother.