Relationship

I'm well off financially and when this started, I was 18 and had an allowance that matched some people yearly wage. So, I wasn't short of money, and I didn't have to pay rent, utility or buy food. But raised to respect money and not waste it, I was only using a third of my allowance every year and saving the rest. I was dating girls and doing okay I thought. But my sexual relations took a huge up swing, because I lent money to our housekeeper than 49. Her mother got ill, and the medical bills mounted up to the extent she would be paying them off forever. To me the bills were manageable, but to her they immense. I overheard her on the phone and that was how I found out at first. I liked her a great deal and decided I could help her. So, I offered to loan her money and after some thought and being somewhat desperate she accepted. No problem, but the bills kept coming and by the time her mother passed away had doubled the original amount, which she was paying me back. I again loaned her the extra money no problem for and also the money the funeral cost. Now really indebt to me and I was quite happy, I felt I had done a good deed. The housekeeper was paying off her loan (no interest), I wasn't concerned in any way. Then the pandemic struck, and I was lucky to be at home, when the lockdown started my parents were in the city and in the family apartment there. I had started at the local college and only had the housekeeper as company at the time my older sibling was also in the city with her new family. Being stuck at home 24/7 was soon boring and the housekeeper and I were always together. She caught me cock in hand and offered to assist me. That was the start of a sexual relationship, very sexual. We were fucking almost every day and walked about either naked or hardly any clothing at all. She hadn't started fucking me to reduce her debt thru sex, it was just for our mutual satisfaction. By the time the lockdown ended we were sleeping together every night. We still do and I've a fulltime girlfriend now and have regular sex with her. But I still visit the housekeeper in her bed regularly, her debt still exists. But I'm not really interested in collecting it and give large money gifts to the housekeeper for Christmas, birthday and any other thing that comes along. But she still insists on paying off the loan. Sex between us is something we like doing.